Fast & Friendly Mortgage Advice in Derby
Appointments Available on Evenings and Weekends
Read our 20 Reviews
We love going the extra mile for all customers who are seeking Mortgage Advice in Derby - it's not just about finding a mortgage, we will hold your hand and support you throughout the full process.
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01332 979187.
Enquire OnlineTo speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01332 979187.
We love going the extra mile for all customers who are seeking Mortgage Advice in Derby - it's not just about finding a mortgage, we will hold your hand and support you throughout the full process.
Enquire Online5.00 Rating20 Reviews
Adam
Thank you to Wayne and the team at UK Moneyman, Derby. We were first time buyers, both with adverse credit history and one with sporadic income from agency work. I was finding the whole process of applying for mortgages to be quite stressful and...
2 months ago
Arran
The team over at Derbymoneyman have been incredibly helpful in helping me understand the process of buying a house. A friendly and welcoming team who do all they can to help. Definitely recommended, you feel like the team is invested in helping you.
2 months ago
Chantelle
This company has helped get a mortgage, when we didn't think we could get one the first time, and we have continued to use them the second time and will reuse them again. They are professional and Friendly and communication is fantastic.
1 year ago
Clive
Dinah delivered an excellent service. She was very helpful, knowledgeable and filled me with confidence to go ahead with the mortgage offer. I would definitely recommend her to friends and family.
1 year ago
Anonymous
Thanks for make my life easier
1 year ago
Adnan
I am amazed with quality of service and care given by the team.
1 year ago
Anonymous
Absolutely brilliant service from beginning to end. Mortgage application was easier than we anticipated. Would recommend this company to everyone!!
1 year ago
George
Very happy with the brilliant service given by Jason especially who went above and beyond replying to emails post 10PM to help get my mortgage sorted. Laura too who was very friendly and helpful over the phone. Overall very pleased and would...
2 years ago
Maryam
Absolutely fantastic service provided. Matt was very knowledgeable and he was always available to answer our queries. We liked how well the process was organised from start to finish and we were were well looked after by also Lyndsey and Megan who...
2 years ago
Pamela
I can’t underestimate how easy to process was, I was kept well informed at all stages with excellent customer service!!! Would honestly recommend everyone to use this company!
2 years ago
Jonathan
Matt from Moneyman has just completed what can only be described as a very simple mortgage switch to the same provider but at a lower rate, RESULT!. Great service as ever and would highly recommend Many Thanks Jonathan & Helen
2 years ago
Anonymous
Without doubt a very smooth and professional re-mortgage after attempting to do myself with my own bank and not doing very well!! From the start Denise put me at ease and was very informative based on my situation and was always in contact and...
3 years ago
Shkoor
Very helpful , definitely glad that it was recommended to me to use. Staff were constantly assisting me throughout the process and they ensured i was fully aware of the mortgage process. Matt was consistent and clear, providing me with the optimal...
3 years ago
James
Great service received from Nathan and the team.
3 years ago
Christina
From the first call Leo's service was exceptional. The service has been one of the best I have received and I would always go back for in future years. Thank you you friendly professional approach helped massively
3 years ago
Andrew
Professional and a friendly service. I would always recommend you friends and family
3 years ago
Jacqueline
Absolutely brilliant service! I highly recommend these guys!
3 years ago
Lewis
Excellent service from start to finish. I dealt with Leo and Rachael who were great.
4 years ago
Anonymous
Didn’t think I’d be able to get a mortgage until I contacted these guys. They are always there to take your call when you need them and keep you informed every step of the way. It really helped to have someone to guide me through the...
4 years ago
Anonymous
I couldn’t have chosen a better company to sort my mortgage out, they are so helpful and are supportive every step of the way. Even helping to sort other things we needed in place. Would definitely recommend to anyone. Anne S.
4 years ago
- Our Mortgage Advice Service
- Why Us?
Mortgage Broker in Derby | Mortgage Advice in Derby
Welcome to our new place for quick and friendly mortgage advice in Derby!
Our team of mortgage advisors in Derby and administrators have plenty of experience in the industry and are ready to give you expert mortgage advice in Derby on your mortgage needs.
We’re here to make sure everything goes smoothly for you, no matter what your situation is.
We recommend booking a free mortgage appointment with one of our mortgage advisors in Derby online to chat about your needs at a time that works for you.
We know your time is valuable, so we’re committed to providing personalised attention and helping you make informed decisions every step of the way.
Whether you’re a first time buyer in Derby or looking to remortgage in Derby, we’re here to help you in achieving your goals.
In summary, we want to offer you exceptional customer service, professional expertise, and a stress-free mortgage experience.
Let us guide you through the process and help you find the perfect mortgage solution for you.
Our Mortgage Advice Service in Derby
If you’re looking to speak with a mortgage broker in Derby, we’ve got you covered with a variety of convenient options.
You can head over to our contact page to submit an enquiry, or give us a call to speak directly with one of our friendly team who can help you in booking an appointment.
For a more hands-on approach, you can use our “Book Online” button to schedule an appointment with a mortgage advisor in Derby at a time and date that works best for you.
When you meet with our mortgage advisor during your appointment, they’ll ask you a series of questions to gain a better understanding of your financial situation and what you’re hoping to achieve.
Once our mortgage advisor in Derby has a more comprehensive picture of your circumstances, they’ll begin sifting through thousands of mortgage deals to identify the most suitable option for you.
Mortgage Advice in Derby at a time that suits you
At Derbymoneyman, we understand that life can be hectic, which is why we’re happy to offer mortgage advice in Derby outside of our regular office hours, subject to availability.
Our team operates seven days a week, ensuring that we can provide a service tailored to your schedule.
If you have any questions during the mortgage process, our experienced mortgage broker in Derby is always available to assist you.
With over 20 years of experience in the mortgage sector, no question is too challenging for us to answer.
We’re dedicated to helping you through the process and finding the right solution for your circumstances.
That being said, if we don’t have an immediate answer to your question, we’ll do everything we can to find a solution and help you navigate the process with ease.
Don’t hesitate to reach out to us for any queries or concerns you may have.
We’re here to help you every step of the way.
Open & Honest Mortgage Advisors in Derby
Whether you’re a first time buyer in Derby or a seasoned homeowner, we believe that seeking help from a professional mortgage broker in Derby is essential for making informed decisions throughout the mortgage process.
At Derbymoneyman, we pride ourselves on providing honest and transparent mortgage advice to all of our clients.
Our goal is to deliver exceptional service and support to every customer, no matter their circumstances.
Don’t just take our word for it, check out our reviews to see what others have to say about their experience with us.
We’re committed to providing a top-notch service that you can trust.
Why use Derbymoneyman as your mortgage broker in Derby?
At Derbymoneyman, our team of highly trained and experienced mortgage advisors in Derby is dedicated to providing you with a stress-free and hassle-free mortgage process.
We understand that the mortgage process can be overwhelming, which is why we’re here to take on all the hard work so that you don’t have to.
No matter what your circumstances are, we offer a bespoke and personalised mortgage service that you can trust.
To get started, we offer a free, no-obligation appointment with one of our professional mortgage advisors in Derby.
Our team has the knowledge and expertise needed to guide you through the entire process, ensuring that you make informed decisions about your mortgage.
If you decide to proceed with our mortgage broker in Derby, we’ll connect you with a wide range of lenders who can help, regardless of your circumstances.
You can rest assured that our service will provide you with access to competitive mortgage deals, tailored to your unique needs and requirements.
All Mortgage Situations Considered in Derby
When it comes to finding the best mortgage and proceeding with an application, it’s crucial to work with a company that not only provides a high-quality mortgage service but also offers impartial mortgage advice in Derby whenever you need it.
While your local bank or building society may seem like the obvious choice, they may not always have your best interests at heart and could be limited in the deals and options they can offer you.
At Derbymoneyman, we understand that taking out a mortgage is one of the most significant financial decisions you’ll make, and finding the best deal is essential for your long-term financial wellbeing.
That’s why we’ll be with you every step of the way, liaising with you and your lender throughout the entire process, so you can focus on enjoying the property buying experience and the excitement that comes with owning your own home.
Our team of expert mortgage advisors in Derby will provide you with the guidance and support you need to secure the best possible mortgage deal for your unique circumstances.
Speak to a Mortgage Advisor in Derby
At Derbymoneyman, we understand that taking out a mortgage can be a daunting experience, especially if you’re a first time buyer in Derby or looking to secure a specialist mortgage.
That’s why we offer a free mortgage appointment with one of our expert mortgage advisors in Derby.
During the appointment, we’ll take the time to understand your unique circumstances and financial situation, including your income, outgoings, and credit history, to provide you with an accurate estimate of how much you may be able to borrow for a mortgage.
Our team of dedicated mortgage advisors in Derby have years of experience in the mortgage industry and are on hand seven days a week to help you navigate the mortgage process.
We’ll explain everything in plain English, so you can understand the process and make informed decisions about your mortgage options.
Whether you’re looking to secure a standard residential mortgage or a specialist mortgage in Derby, such as a buy to let in Derby or self employed mortgage in Derby, we can help.
Our team has access to a wide range of lenders and mortgage products, and we’ll work with you to find the best possible mortgage deal for your unique circumstances.
So if you’re looking for specialist mortgage advice in Derby, don’t hesitate to book your free mortgage appointment with Derbymoneyman today.
We can’t wait to hear from you and help you on your journey towards owning your dream home.
Mortgage advice in Derby – Options:
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Common mortgage questions
Your initial free mortgage consultation in Derby will last for roughly about one hour. An advisor will then recommend a mortgage for you, that you are under no obligation to accept and proceed with, if you decide it’s not for you.
As a dedicated and trusted mortgage broker in Derby, we will carry out a Fact Find to establish your circumstances & needs prior to recommending the most suitable mortgage for you. A credit check will then be required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued to you.
We would highly recommend you obtain an Agreement in Principle prior to property viewings in Derby, to avoid possible disappointment, especially as this can boost your bargaining position pre-making an offer and can be obtained with the help of one of our mortgage advisors in Derby, free of charge.
A standard Agreement in Principle generally lasts for between 30 and 90 days depending on which lender you are with. If your Agreement in Principle happens to expire, it can easily be refreshed.
If you’re looking to make any potential home improvements or consolidate any debt, then it can be possible to get a second mortgage on your home. Second Mortgages are also usable for if you are wanting to take out a mortgage for a family member, a holiday home or a Buy to Let.
When purchasing a property in Derby, the minimum deposit a High Street Lender will usually require is 5%, though if you have had previous credit problems, this can be higher.
If you have had credit problems, it could still be possible for you to get a mortgage, however, you may need to put down a higher deposit than usual. This could be 15% of the purchase price.
You may still be able to get a mortgage once you have submitted at least one year’s accounts. Typically we find that, for the most part, lenders will use your salary + dividend to calculate the maximum mortgage. Alternatively, some may go off your net profit.
To prove your income to a lender, it’s usually three payslips for an employee. If you are self-employed, it’s the latest 2 years’ accounts. In addition you will need to produce the lender with proof of ID, address and the latest 3 months’ bank statements.
Your free initial mortgage consultation will typically last up to an hour. Our team have the ability to obtain an agreement in principle within 24 hours. A formal mortgage offer will take about three weeks on average.
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