Your Mortgage Broker in Derby is here to provide you with expert Help to Buy Mortgage Advice in Derby.
Here at Derbymoneyman, our team will recommend the mortgage product that best suits your financial and personal situation. We strive to provide an open and honest service and ensure that you go through the process as stress-free and happy as possible.
The Help to Buy scheme in Derby allows you to buy a home with just a 5% deposit whereas Help to Buy Shared Ownership deposits are usually much lower than traditional buying.
When it comes to the Helpt to Buy: Equity Loan, the Government lends you up to 20% of the cost of your newly built home which means you only need a 5% cash deposit and a 75% mortgage to make up the rest.
Contact a Mortgage Advisor in Derby to book yourself in for a free mortgage appointment today.
How would I know I qualify for any Help to Buy Schemes?
Firstly, we need to establish whether you are eligible for the scheme before we begin looking for a suitable mortgage for you.
If you are looking for further information regarding the different schemes available, contact us to speak to one of our expert Mortgage Advisors in Derby today.
One of the differences between the schemes is that the Help to Buy Equity Loan is only available when used for newly built homes by a registered builder.
Furthermore, you need to be a First Time Buyer in Derby and match any required criteria based on your circumstances.
As mentioned, you must not own any other property when looking to purchase your new home through the Help to Buy Equity Loan. Remember, subletting and part-exchange is something that is forbidden.
For more information on the Help to Buy Schemes, check out the Government ownyourhome website.
Why should you choose us as your Mortgage Broker in Derby?
We have gained extensive experience over the 20 plus years of being a reputable Mortgage Broker in Derby working with different types of customers and an extensive range of mortgage types.
Many of these are looking to utilise the Help to Buy scheme. When you get in touch with a dedicated Mortgage Advisor in Derby, they will be there to provide a helping hand from the start of the process all the way to the end of the mortgage journey.
When you have found a new home that you are looking to purchase, and it falls within the criteria for obtaining a mortgage through the Help to Buy Scheme, our team will be able to go through the paperwork with you. As well as this, we would be able to liaise with the home builder or estate agent on your behalf, if necessary.
Along with helping you out with the mortgage, if you are in need of any help with surveyors or solicitors, or team can provide you with advice and direct you to the correct route and work out what exactly you need.
Your initial free mortgage appointment will involve your dedicated Mortgage Advisor in Derby to go through the numbers with you so then you have an idea of the amount you will be paying monthly for your mortgage deal.
Check out our brilliant customer reviews to see how our friendly service helps many people going through the process of obtaining a Help to Buy Equity Loan.
Being a fast & friendly, reputable and experienced Mortgage Broker in Derby, our team are here to support you throughout the full mortgage journey. Contact us today to book yourself in for your free mortgage appointment.