Having an expert team of mortgage advisor in Derby, it's their job to explore and explain the different schemes available to you. Before we look into the Help to Buy Schemes, we will research the possibility of you getting accepted for a standard mortgage with a 5% deposit and discuss these options with you until we find the most suitable way forward for your personal situation.
Help to Buy commonly applies for first time buyers in Derby who are looking for that extra bit of help in order to make that first step onto the property ladder. There are various schemes that come under the Help to Buy umbrella.
As your expert mortgage broker in Derby , we are able to provide Help to Buy mortgage advice across all schemes. Find out more information about Help to Buy Schemes available to you and the most common Help to Buy mortgage scenarios below.
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Firstly, we need to establish whether you are eligible for the scheme before we begin looking for a suitable mortgage for you.
If you are looking for further information regarding the different schemes available, contact us to speak to one of our expert Mortgage Advisors in Derby today.
As mentioned, you must not own any other property when looking to purchase your new home through a Help to Buy in Derby. Remember, subletting and part-exchange is something that is forbidden.
For more information on the Help to Buy Schemes, check out the Government OwnYourHome website.
With a Help to Buy mortgag, you can access a range of schemes that offer support to homebuyers. These schemes provide various options to assist individuals in their journey to homeownership. It's recommended to explore the available schemes and speak with a With a mortgage broker in Derby like ourselves to determine the most suitable option for your specific circumstances.
Here at Derbymoneyman, our team will recommend the mortgage product that best suits your financial and personal situation. We strive to provide an open and honest service and ensure that you go through the process as stress-free and happy as possible.
Contact a mortgage broker in Derby to book yourself in for a free mortgage appointment today.
Our Customers Love Us
5.00 Rating23 Reviews
Arron
Good recommendation for 1st time buyers. Made whole process easy and straightforward.
1 month ago
Kudakwashe
Very good š
3 months ago
Sarah
I canāt believe the service we have had and we canāt recommend them enough, Matt and the team are amazing. We have had several mortgage offers through them but the houses we have bought have fallen through but nothing has been too much trouble...
4 months ago
Carol
Friendly efficient service, took their time to explain the procedure etc, I would definitely recommend them.
1 week ago
Joshua
Leo is always a pleasure to talk to. Very friendly and knowledgeable, and allows us to ask questions, no matter if weāve asked before orbits really obvious
1 month ago
Adam
Thank you to Wayne and the team at UK Moneyman, Derby. We were first time buyers, both with adverse credit history and one with sporadic income from agency work. I was finding the whole process of applying for mortgages to be quite stressful and...
8 months ago
Arran
The team over at Derbymoneyman have been incredibly helpful in helping me understand the process of buying a house. A friendly and welcoming team who do all they can to help. Definitely recommended, you feel like the team is invested in helping you.
9 months ago
Gurjeet
Really helpful and clear.
9 months ago
Gemma
From first discussions with Tom to being passed over to Lyndsey, the whole process was easy and seamless. Everyone I have dealt with at Moneyman have been really helpful and friendly, which has helped take the stress out of applying for a...
10 months ago
Matthew
Jenny has been extremely helpful throughout the process and resolved any issues quickly. Thanks!
11 months ago
Susan
Very good service over the moon Wayne and Megan no there stuff
1 year ago
Dean
4 weeks and got my offer very good service from Wayne and Megan can not fault them
1 year ago
Chantelle
This company has helped get a mortgage, when we didn't think we could get one the first time, and we have continued to use them the second time and will reuse them again. They are professional and Friendly and communication is fantastic.
1 year ago
Anonymous
Great service
1 year ago
karan
Fantastic service. From start to finish I had everything clearly explained and the broker always had my best interest in mind. I highly recommend for first time buyers!
1 year ago
Clive
Dinah delivered an excellent service. She was very helpful, knowledgeable and filled me with confidence to go ahead with the mortgage offer. I would definitely recommend her to friends and family.
1 year ago
Anonymous
Thanks for make my life easier
2 years ago
Anonymous
The service provided is personal and efficient. The team are willing to help and will try hard to meet tough timings to support an application. Would recommend
1 year ago
Thomas
Brilliant! Really helpful, did everything for us, explained the process clearly and made it all so easy! We wouldn't have gotten a mortgage without them!
1 year ago
Adnan
I am amazed with quality of service and care given by the team.
2 years ago
We understand that your mortgage is a significant investment, and our mortgage advisor in Derby will review your income and expenses during your appointment to determine your eligibility and affordability for Help to Buy Schemes in Derby.
Our team will conduct a thorough search of 1000 mortgage products to find the one that best suits your needs. We will also help you obtain a mortgage agreement in principle, which can help support any offers you make on new builds.
Once your offer is accepted, we will submit your complete mortgage application and supporting documents to the lender. Throughout this process, your dedicated case manager will keep you informed of progress, from the mortgage offer to completion and beyond.
Our service extends beyond securing the best mortgage deal for you. We will recommend relevant insurance options to protect you and your loved ones. Additionally, we will contact you when your mortgage deal is about to end to ensure that you are still on the best possible deal.
We have gained extensive experience over the 20 plus years of providing reputable mortgage advice in Derby with understanding the many different types of customers and having knowedge of the extensive range of mortgage types.
Your initial free mortgage appointment will involve your dedicated Mortgage Advisor in Derby to go through the numbers with you so then you have an idea of the amount you will be paying monthly for your mortgage deal.
Along with searching 1000's of deals, to help you out with the mortgage, if you are in need of any help with surveyors or solicitors, or team can provide you with advice and direct you to the correct route and work out what exactly you need.
Many of these are looking to utilise the Help to Buy scheme. When you get in touch with a dedicated Mortgage Advisor in Derby, they will be there to provide a helping hand from the start of the process all the way to the end of the mortgage journey.
Check out our brilliant customer reviews to see how our friendly service helps many people going through the process of a Help to Buy.
When you have found a new home that you are looking to purchase, and it falls within the criteria for obtaining a mortgage through the Help to Buy Scheme, our team will be able to go through the paperwork with you. As well as this, we would be able to liaise with the home builder or estate agent on your behalf, if necessary.
Being a fast & friendly, reputable and experienced Mortgage Broker in Derby, our team are here to support you throughout the full mortgage journey. Contact us today to book yourself in for your free mortgage appointment.
Your free initial mortgage consultation will typically last up to 30 mins. Our mortgage advisors in Derby have the ability to obtain an agreement in principle within 24 hours. A formal mortgage offer can sometimes take several weeks, but it can vary on circumstances.
Sometimes it's as little as 5%, depending on the scheme. Some lenders may have different deposit requirements or additional eligibility criteria. Therefore, it's crucial to consult with a mortgage advisor in Derby to get accurate and detailed information based on your circumstances.
Read our 23 Reviews
Derbymoneyman.com & Derbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Derbymoneyman.com & Derbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
