When people are approaching the end of their fixed mortgage term, they might look into options to Remortgage. As a mortgage broker in Derby, we can explore these choices for you! Through our 20 years experience working with Remortgages, our team has helped a plethora of customers in achieving their Remortgage goals through us securing them competitive Remortgages that are tailored to customer circumstances. Our hard working team of Remortgage Advisors in Derby can help by searching through 1000’s Remortgage deals. As soon as you are happy with the deal that your dedicated Mortgage Advisor has recommended to you we can then get started with getting your Remortgage application submitted.
At Derbymoneyman, our goal is for us to find and recommend you the option that is best for you in regards to your financial and personal circumstances. Keeping this in mind, if the most suitable option is to stick with the products you have already, our open and honest mortgage advisor in Derbywill tell you so. Booking yourself in for a free Remortgage consultation that we offer here could be a huge benefit. Attending your free initial mortgage review could possibly provide you the option of getting a mortgage rate which could help you save money in the future. Get in touch with your fast and friendly Mortgage Broker in Derby today from 8am – 10 pm, we would love to hear from you!
When your current mortgage agreement is nearing its end, remortgaging in Derby refers to obtaining a new mortgage on your existing property. Many homeowners prefer fixed-rate mortgages, which offer consistent payments for a specific period.
They then choose to remortgage in Derby to secure a better deal. However, to qualify as a remortgage in Derby, you must secure your mortgage from a different lender than the one you had previously. If you obtain a new mortgage with the same lender, it is known as a product transfer.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating32 Reviews
Shaun
Very fast and helpful
2 months ago
Warren
Myself and brother Wayne really appreciate your patience with us as first timers can be ambiguous
3 months ago
Anna
Very good and very effective. Easy to understand and communication was second to none
5 months ago
Anonymous
Really good service till the end, making sure everything was finalised smoothly. Will definitely use again when needed.
11 months ago
Anonymous
DIna was my mortgage broker and was so friendly and non-judgemental of my circs. I was wanting to buy an ex out the property and pay off some debt - she got me an offer within days. I had used free mortgage advice companies who hasn’t managed...
1 year ago
Liz
I dealt with Dinah who is the friendliest non-judgemental advisor I have ever dealt with . My case wasn’t that straight forward, but within days I had an offer. I have used well known free advice companies before, but didn’t get anywhere with...
1 year ago
Anonymous
They were quick to respond and maintained great communication throughout the process. Emails were answered promptly, making the entire experience smooth and stress-free. Highly recommended for anyone seeking a reliable and responsive mortgage broker!
1 year ago
Donna
Amazing service would highly recommend A+++
1 year ago
Anonymous
Quite helpful and fast in dealing with the proceedings of the mortgage application.
1 year ago
Arron
Good recommendation for 1st time buyers. Made whole process easy and straightforward.
2 years ago
Kudakwashe
Very good 👍
2 years ago
Sarah
I can’t believe the service we have had and we can’t recommend them enough, Matt and the team are amazing. We have had several mortgage offers through them but the houses we have bought have fallen through but nothing has been too much trouble...
2 years ago
Carol
Friendly efficient service, took their time to explain the procedure etc, I would definitely recommend them.
1 week ago
Joshua
Leo is always a pleasure to talk to. Very friendly and knowledgeable, and allows us to ask questions, no matter if we’ve asked before orbits really obvious
1 month ago
Adam
Thank you to Wayne and the team at UK Moneyman, Derby. We were first time buyers, both with adverse credit history and one with sporadic income from agency work. I was finding the whole process of applying for mortgages to be quite stressful and...
2 years ago
Arran
The team over at Derbymoneyman have been incredibly helpful in helping me understand the process of buying a house. A friendly and welcoming team who do all they can to help. Definitely recommended, you feel like the team is invested in helping you.
2 years ago
Gurjeet
Really helpful and clear.
9 months ago
Gemma
From first discussions with Tom to being passed over to Lyndsey, the whole process was easy and seamless. Everyone I have dealt with at Moneyman have been really helpful and friendly, which has helped take the stress out of applying for a...
10 months ago
Matthew
Jenny has been extremely helpful throughout the process and resolved any issues quickly. Thanks!
11 months ago
Susan
Very good service over the moon Wayne and Megan no there stuff
1 year ago
During your complimentary consultation with Derbymoneyman, you will have the opportunity to discuss your current situation and goals with one of our expert remortgage advisors in Derby.
Our mortgage advisors in Derby will evaluate your affordability and gather important details about your income and expenses.
Our team will thoroughly search through numerous remortgage products in order to find the most suitable option for you. Before finalising the product, we will carefully consider your personal and financial circumstances.
Once you have accepted the offer, your designated remortgage advisor in Derby will submit your complete mortgage application and forward all the necessary supporting documents to the lender.
Throughout the process, your assigned case manager will keep you updated until you receive the formal remortgage offer and complete the transaction.
At Derbymoneyman, we go the extra mile. In addition to securing the most suitable remortgage deal, we will also provide recommendations for relevant insurance to safeguard you and your family.
Furthermore, we will proactively reach out to you when it’s time to renew your next remortgage in Derby, ensuring that you always have the most advantageous deal.
All our new/existing customers are offered a free Remortgage consultation in Derby.
Whether you are looking to Remortgage in order to release equity or to find yourself a better deal, our mortgage advisor in Cardiff are here to search and discuss you mortgage options with you.
In order to find you the perfect deal that is tailored to your personal and financial circumstances, our team are able to search through 1000s of deals to achieve this.
Our overall ethos within Derbymoney is to have a service that provides open and honest Mortgage Advice in Derby. We love helping a range of customer achieve their Remortgage dreams.
To find out more about our service and our customer satisfaction, check out our company reviews. You will be sure to see the success we have had with customers on their Remortgage journey.
Please don’t hesitate to contact us if you are looking to book a free Remortgage appointment. Contact us today to book your free remortgage consultation in Derby & see how we can help you.
When it comes to availability, we always try hard to work around the customer’s day to day life which is why we are available for you 7 days a week from early till late at night.
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