Remortgage Advice

Could you benefit from better rates by Remortgaging?

Contact us today to get expert Remortgage Advice in Derby

We all know the benefits of switching our services like mobile phone contracts and utilities to get the best deal, but have you thought about switching your mortgage provider?

Switching your mortgage can help you save money, raise cash and even reduce your monthly payments.

You could be paying more than you need to each month especially if you’re on your lenders’ standard variable rate when you could be experiencing lower, fixed-term rates from other providers.

Get specialist remortgaging advice from

As open and honest mortgage brokers, we can advise you on the best remortgage rates across a large number of mortgage lenders.  We’ll search 1000’s of remortgage deals for you! 

Including those rates reserved for mortgage brokers only.

We will work with you to determine whether remortgaging is the right choice for you and also to help you iron out all the details.

We will use our free, no-obligation consultation to check the terms and conditions of your current mortgage and to figure out whether you’re tied into your deal or if there are any redemption penalties.

Should you seek advice on remortgaging with a mortgage broker in Derby?

  • Do you want to enjoy a more competitive rate on your current mortgage?
  • Do you have debts that you would like to consolidate?
  • Have you tried to remortgage with your current provider but they’ve turned you away?
  • Has your current mortgage deal come to an end and your circumstances have changed since you took it out?
  • Are you on your lenders’ standard variable rate and you feel you could be paying less?
  • Do you need to raise capital which you currently have tied up in your home?
  • Do you want to rise case to fund a deposit for a buy to let property?

If any of these situations describe you? Then the answer is YES. Even if your particular situation isn’t listed above, we can still help.

Our experienced remortgage advisors are on hand and ready to help you match your individual requirements to the best deals available on the market.

What is the remortgage process?

Remortgaging a property doesn’t always go to plan.  So seeking mortgage advice from expert mortgage brokers such as can help you make the undertaking of a remortgage even easier, even if your circumstances have changed.

If your deal is coming to an end then we recommend you speak to us 3-6 months before your existing rate is due to expire. We will compare what you existing lender can offer you with other lenders on the market so that you know you’re getting the most suitable product and remortgaging is a smooth and easy process.

Are you on the standard, variable rate?

Rates may be low for the time being but do you really know what’s around the corner and if rates were to rise, could you afford it?

Our team is friendly and knowledgeable and we can work with you whatever your situation and whatever your goal is.  We’ll recommend the most suitable remortgage deal for your individual situation. 

Don’t pay more than you need to.

Remortgaging usually allows you to save money by switching to another mortgage product. We will make it easy for you to switch your rate and ensure that you get a mortgage tailored to your needs. We will make it our mission to make sure that you never pay more than you have to.

Make a positive step towards remortgaging your home by getting in contact with us TODAY.

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Mortgage Broker in Derby Open & Honest Mortgage Advice in Derby & Derbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

Derbymoneyman – 19 St Christophers Way, Pride Park, Derby, DE24 8JY.

The Financial Conduct Authority does not regulate most buy to let mortgages.

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