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Speak to an Advisor 7 days, 8am - 10pm
If you are over 50 and seeking a mortgage in Derby, the good news is there are many available options and here are the key areas where we can help:
With personalised advice from a mortgage broker in Derby, you can feel confident in planning your next steps.
If you're aged 50 or above and live in Derby, there are five main mortgage options available to you:
With the guidance of a professional mortgage broker in Derby, you can explore these options and receive tailored mortgage advice in Derby.
For those over 50 in Derby, the maximum age for the end of a mortgage term is generally between 70 and 85 years, depending on the lender.
This flexibility allows many over-50s to secure a mortgage if they can demonstrate affordability and meet the necessary criteria.
With personalised mortgage advice in Derby, our experienced advisors can help you explore your options and find the right solution for your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
Our Customers Love Us
5.00 Rating32 Reviews
Shaun
Very fast and helpful
6 months ago
Warren
Myself and brother Wayne really appreciate your patience with us as first timers can be ambiguous
6 months ago
Anna
Very good and very effective. Easy to understand and communication was second to none
8 months ago
Anonymous
Really good service till the end, making sure everything was finalised smoothly. Will definitely use again when needed.
1 year ago
Anonymous
DIna was my mortgage broker and was so friendly and non-judgemental of my circs. I was wanting to buy an ex out the property and pay off some debt - she got me an offer within days. I had used free mortgage advice companies who hasn’t managed...
1 year ago
Liz
I dealt with Dinah who is the friendliest non-judgemental advisor I have ever dealt with . My case wasn’t that straight forward, but within days I had an offer. I have used well known free advice companies before, but didn’t get anywhere with...
1 year ago
Anonymous
They were quick to respond and maintained great communication throughout the process. Emails were answered promptly, making the entire experience smooth and stress-free. Highly recommended for anyone seeking a reliable and responsive mortgage broker!
1 year ago
Donna
Amazing service would highly recommend A+++
1 year ago
Anonymous
Quite helpful and fast in dealing with the proceedings of the mortgage application.
1 year ago
Arron
Good recommendation for 1st time buyers. Made whole process easy and straightforward.
2 years ago
Kudakwashe
Very good 👍
2 years ago
Sarah
I can’t believe the service we have had and we can’t recommend them enough, Matt and the team are amazing. We have had several mortgage offers through them but the houses we have bought have fallen through but nothing has been too much trouble...
2 years ago
Carol
Friendly efficient service, took their time to explain the procedure etc, I would definitely recommend them.
1 week ago
Joshua
Leo is always a pleasure to talk to. Very friendly and knowledgeable, and allows us to ask questions, no matter if we’ve asked before orbits really obvious
1 month ago
Adam
Thank you to Wayne and the team at UK Moneyman, Derby. We were first time buyers, both with adverse credit history and one with sporadic income from agency work. I was finding the whole process of applying for mortgages to be quite stressful and...
3 years ago
Arran
The team over at Derbymoneyman have been incredibly helpful in helping me understand the process of buying a house. A friendly and welcoming team who do all they can to help. Definitely recommended, you feel like the team is invested in helping you.
3 years ago
Gurjeet
Really helpful and clear.
9 months ago
Gemma
From first discussions with Tom to being passed over to Lyndsey, the whole process was easy and seamless. Everyone I have dealt with at Moneyman have been really helpful and friendly, which has helped take the stress out of applying for a...
10 months ago
Matthew
Jenny has been extremely helpful throughout the process and resolved any issues quickly. Thanks!
11 months ago
Susan
Very good service over the moon Wayne and Megan no there stuff
1 year ago
Start your journey with a free initial mortgage appointment in Derby. Our dedicated mortgage brokers in Derby are here to simplify the process, offering expert guidance tailored to your specific circumstances, whether you’re considering later-life lending or another option.
Later-life lending isn’t the only choice. We’ll explore options like equity release, shorter-term mortgages, or even family support arrangements. With professional mortgage advice in Derby, you’ll have a clear understanding of all your options.
Making financial decisions can feel overwhelming, which is why we recommend involving family or trusted individuals. Our mortgage advisors in Derby are happy to guide you and your loved ones through the decision-making process to ensure transparency and peace of mind.
If a lifetime mortgage is the right solution, our team will provide a tailored recommendation. As a trusted mortgage broker in Derby, we’ll ensure your choice aligns with your long-term financial goals.
Take advantage of a free initial mortgage appointment in Derby to explore your options with no strings attached. Our experienced mortgage brokers in Derby will assess your needs and provide tailored advice, ensuring you feel confident about your next steps.
We work with a wide range of lenders and search thousands of mortgage products to find the right one for you. With our expertise as a mortgage broker in Derby, you can trust us to secure a deal that fits your financial circumstances.
We pride ourselves on offering outstanding service to all our clients in Derby. From explaining your options to handling the application process, our mortgage advisors in Derby are dedicated to making your experience as smooth as possible.
Our team is available 7 days a week to fit around your schedule. Whether you need an early morning chat or a weekend appointment, we’re here to provide professional mortgage advice in Derby at a time that suits you.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 32 Reviews
Derbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Derbymoneyman 2009–2026
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Derbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Derbymoneyman 2009–2026
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