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Speak to an Advisor 7 days, 8am - 10pm
Homeowners in Derby can unlock their property’s value with a remortgage to release equity, providing funds for:
When remortgaging in Derby, the amount of equity you can release depends on your property’s current market value and the outstanding balance on your mortgage or any secured loans. Lenders will also consider your credit score, age, and affordability to determine how much equity they can offer. Our mortgage advisors in Derby will ensure you understand your options, making the process simple and straightforward.
Releasing equity through a remortgage in Derby could affect your monthly payments, depending on the amount you borrow, the interest rate, and the length of your new mortgage term.
Borrowing more equity might result in higher payments.
Spreading the repayments over a longer period could reduce monthly costs but may increase the total interest paid over time.
For expert mortgage advice in Derby, we can review your circumstances and help you find a deal that fits your financial situation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating32 Reviews
Shaun
Very fast and helpful
5 months ago
Warren
Myself and brother Wayne really appreciate your patience with us as first timers can be ambiguous
6 months ago
Anna
Very good and very effective. Easy to understand and communication was second to none
8 months ago
Anonymous
Really good service till the end, making sure everything was finalised smoothly. Will definitely use again when needed.
1 year ago
Anonymous
DIna was my mortgage broker and was so friendly and non-judgemental of my circs. I was wanting to buy an ex out the property and pay off some debt - she got me an offer within days. I had used free mortgage advice companies who hasn’t managed...
1 year ago
Liz
I dealt with Dinah who is the friendliest non-judgemental advisor I have ever dealt with . My case wasn’t that straight forward, but within days I had an offer. I have used well known free advice companies before, but didn’t get anywhere with...
1 year ago
Anonymous
They were quick to respond and maintained great communication throughout the process. Emails were answered promptly, making the entire experience smooth and stress-free. Highly recommended for anyone seeking a reliable and responsive mortgage broker!
1 year ago
Donna
Amazing service would highly recommend A+++
1 year ago
Anonymous
Quite helpful and fast in dealing with the proceedings of the mortgage application.
1 year ago
Arron
Good recommendation for 1st time buyers. Made whole process easy and straightforward.
2 years ago
Kudakwashe
Very good 👍
2 years ago
Sarah
I can’t believe the service we have had and we can’t recommend them enough, Matt and the team are amazing. We have had several mortgage offers through them but the houses we have bought have fallen through but nothing has been too much trouble...
2 years ago
Carol
Friendly efficient service, took their time to explain the procedure etc, I would definitely recommend them.
1 week ago
Joshua
Leo is always a pleasure to talk to. Very friendly and knowledgeable, and allows us to ask questions, no matter if we’ve asked before orbits really obvious
1 month ago
Adam
Thank you to Wayne and the team at UK Moneyman, Derby. We were first time buyers, both with adverse credit history and one with sporadic income from agency work. I was finding the whole process of applying for mortgages to be quite stressful and...
3 years ago
Arran
The team over at Derbymoneyman have been incredibly helpful in helping me understand the process of buying a house. A friendly and welcoming team who do all they can to help. Definitely recommended, you feel like the team is invested in helping you.
3 years ago
Gurjeet
Really helpful and clear.
9 months ago
Gemma
From first discussions with Tom to being passed over to Lyndsey, the whole process was easy and seamless. Everyone I have dealt with at Moneyman have been really helpful and friendly, which has helped take the stress out of applying for a...
10 months ago
Matthew
Jenny has been extremely helpful throughout the process and resolved any issues quickly. Thanks!
11 months ago
Susan
Very good service over the moon Wayne and Megan no there stuff
1 year ago
The process begins with a remortgage review to understand your current situation. Whether you’re looking to release equity in Derby for home improvements or reduce your monthly outgoings, we’ll guide you through the available options.
Our extensive network allows us to provide access to thousands of remortgage deals. For those in Derby, we’ll compare competitive rates and flexible options to help you achieve your goals.
We’ll handle the remortgage application on your behalf, ensuring all forms are completed accurately and on time. Our mortgage advisors in Derby will keep you informed throughout the process.
When your remortgage is approved, we’ll oversee the completion, ensuring everything is finalised smoothly. Whether staying with your current lender or switching to a new one, we’ll make the process seamless in Derby.
We offer a remortgage review for homeowners in Derby to help you understand your options. Whether you’re planning to release equity, cut monthly costs, or find a more suitable deal, our team is here to provide expert advice without any commitment.
Our access to thousands of remortgage deals means we can find the perfect option for your circumstances in Derby. From competitive rates to specialist products, we’ll ensure you have plenty of options to choose from.
Our service in Derby is designed to make the remortgage process hassle-free. We’ll take care of all the paperwork and manage communication with lenders, ensuring you have a smooth experience from start to finish.
We understand that you may need flexibility when seeking mortgage advice. That’s why our advisors in Derby are available 7 days a week, offering support at a time that suits you.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 32 Reviews
Derbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Derbymoneyman 2009–2026
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Derbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Derbymoneyman 2009–2026
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