First Time Buyer Mortgages in Breadsall

First time buyer in Derby and Breadsall, you may be wondering which route is best for you. Taking them steps in achieving your home owning goals can be an exciting time but also daunting which is understandable with this being a huge financial commitment in your life. Our team of knowledgeable Mortgage Advisors in Derby and Breadsall will provide a helping hand to get you through the mortgage journey by advising you on the best route to take to achieve your mortgage aims. Our team will be there from the initial call all the way to obtaining the keys to your first home.

Moving Home Mortgages in Breadsall

Whether you are currently thinking of moving home in Derby and on the outskirts in Breadsall, it may be time for you to look into options of moving home if you are coming towards the end of your initial fixed period. You might be looking to move home because you are wanting more space for a new arrival in the family or for a home office, for better living costs or even for a change of scenery. When providing fast & friendly Mortgage Advice in Derby & Breadsall, we have found that the moving home experience can be very stressful. From finding a buyer and packing your things to arranging everything for your new home process, our goal is to take as much of that stress away so you can focus on the move itself.

Buy to Let Mortgages in Breadsall

Here at Derbymoneyman, we have helped many new and existing landlords in the property market so we would love help. Many look into buy to let mortgages in Derby and Breadsall as it can be a rewarding venture in the long run. Over time, our team of Mortgage Advisors in Breadsall have built up relationships with existing and new landlords, providing support in building up their portfolios, buying a property in their name with a SPV (Special Purpose Vehicle), like a Limited Company.

Remortgaging in Breadsall

You need to remortgage in Derby and Breadsall If you already own a home and are coming to the end of your initial fixed period, you may start looking into the options and next steps in remortgaging your property. You could be looking to find a better deal, release some equity for home improvements, or raise capital for something else. Either way, remortgaging has become an option many homeowners have chosen if they are comfortable in their current property and are not wanting to move.

Self Employed Mortgages Breadsall

Obtaining a mortgage as a self employed in Derby and Breadsall, can come with a lot more challenges in terms of proving your income compared to a typical employed applicant. The difficult part of proving your income is demonstrating that you have a consistent and adequate income. Despite this, it is still possible to get a mortgage. Here at Derbymoneyman, we have a team who have extensive experience in dealing with self-employed mortgage applicants to achieve their mortgage goals. Having an assigned advisor by your side will allow you to understand your case further and provide insight into the most appropriate mortgage product for you. Along with this, you will have a clearer idea of the steps you need to take so you can process your mortgage application and increase your chance of a mortgage acceptance.

Mortgage Options for Over 50s in Breadsall

If you are looking to explore your mortgage options and are over the age of 50, you may be eligible for a variety of mortgage options. We have a dedicated later-life lending team that you can book a free initial appointment with. You can book online or give us a call to schedule a date and time.

Speak to an Advisor 7 days, 8am - 10pm

Mortgage Broker in Breadsall

Name: Derbymoneyman
Address: 19 St Christophers Way, Pride Park, Derby, East Midlands, DE24 8JY, GB
Telephone: 01332 979 187

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

01332 979 187 Speak to an Advisor

Read our 32 Reviews

Read our5-Star

Malcolm Davidson - Managing Director of Derbymoneyman

Mortgage Broker in Breadsall

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor 01332 979 187

Providing Expert Mortgage Advice in Breadsall

Through our time providing fast & friendly Mortgage Advice in Breadsall, it is very rare that there isn’t a situation we haven’t dealt with before. Our role as a reputable Mortgage Broker in Breadsall has provided us with the opportunity to help a plethora of homeowners fulfil their mortgage goals.

Speak to an Advisor

All of our Customers Receive a Free Initial Mortgage Appointment!

You might be going into the mortgage world for the first time looking to buy a property or you might be looking to move out of your current property for a new place in Breadsall or you have reached the point of remortgaging for your family home. Either way, our team’s mission is to provide you with solutions that will help achieve your mortgage goals.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Breadsall

Our Customers Love Us

5.00 Rating32 Reviews

Shaun

Very fast and helpful

2 months ago

Warren

Myself and brother Wayne really appreciate your patience with us as first timers can be ambiguous

3 months ago

Anna

Very good and very effective. Easy to understand and communication was second to none

5 months ago

Anonymous

Really good service till the end, making sure everything was finalised smoothly. Will definitely use again when needed.

11 months ago

Anonymous

DIna was my mortgage broker and was so friendly and non-judgemental of my circs. I was wanting to buy an ex out the property and pay off some debt - she got me an offer within days. I had used free mortgage advice companies who hasn’t managed...

1 year ago

Liz

I dealt with Dinah who is the friendliest non-judgemental advisor I have ever dealt with . My case wasn’t that straight forward, but within days I had an offer. I have used well known free advice companies before, but didn’t get anywhere with...

1 year ago

Anonymous

They were quick to respond and maintained great communication throughout the process. Emails were answered promptly, making the entire experience smooth and stress-free. Highly recommended for anyone seeking a reliable and responsive mortgage broker!

1 year ago

Donna

Amazing service would highly recommend A+++

1 year ago

Anonymous

Quite helpful and fast in dealing with the proceedings of the mortgage application.

1 year ago

Arron

Good recommendation for 1st time buyers. Made whole process easy and straightforward.

2 years ago

Kudakwashe

Very good 👍

2 years ago

Sarah

I can’t believe the service we have had and we can’t recommend them enough, Matt and the team are amazing. We have had several mortgage offers through them but the houses we have bought have fallen through but nothing has been too much trouble...

2 years ago

Carol

Friendly efficient service, took their time to explain the procedure etc, I would definitely recommend them.

1 week ago

Joshua

Leo is always a pleasure to talk to. Very friendly and knowledgeable, and allows us to ask questions, no matter if we’ve asked before orbits really obvious

1 month ago

Adam

Thank you to Wayne and the team at UK Moneyman, Derby. We were first time buyers, both with adverse credit history and one with sporadic income from agency work. I was finding the whole process of applying for mortgages to be quite stressful and...

2 years ago

Arran

The team over at Derbymoneyman have been incredibly helpful in helping me understand the process of buying a house. A friendly and welcoming team who do all they can to help. Definitely recommended, you feel like the team is invested in helping you.

2 years ago

Gurjeet

Really helpful and clear.

9 months ago

Gemma

From first discussions with Tom to being passed over to Lyndsey, the whole process was easy and seamless. Everyone I have dealt with at Moneyman have been really helpful and friendly, which has helped take the stress out of applying for a...

10 months ago

Matthew

Jenny has been extremely helpful throughout the process and resolved any issues quickly. Thanks!

11 months ago

Susan

Very good service over the moon Wayne and Megan no there stuff

1 year ago

Our Simple 4-Step Process

Book Online

You have two options to schedule your free initial mortgage appointment with Derbymoneyman: book online or give us a call.

This initial appointment is helfpul as it allows our team to gain a clear understanding of your unique mortgage situation.

Free Initial Mortgage Appointment

Once you've scheduled the appointment, we will carefully assess your circumstances and explore the wide range of mortgage deals available in the market.

Our search covers 1000's of different mortgage products, ensuring that we find the options that are most suitable for you.

Finding a Suitable Product

If we successfully identify a mortgage product that aligns with your needs and preferences, and you decide to proceed with it, we can move forward with preparing your mortgage application.

Our dedicated team will assist you throughout this process, ensuring that everything is handled efficiently and professionally.

Submit Your Application

When the time comes to submit your mortgage application, you can expect a straightforward and hassle-free experience.

Our process allows us to provide our usual prompt and friendly service when offering mortgage advice in Derby. We strive to make the entire process as smooth and convenient as possible for you.

Reasons to Choose Us

Free Initial Appointment in Breadsall

Take advantage of our free initial mortgage appointment we offer or our remortgage review today which you can book today to speak to an expert mortgage broker in Derby & Breadsall to see how they can help.

Whether you are taking that first step in the mortgage world as a First Time Buyer, looking to move home, a current or budding landlord with the goal of obtaining a Buy to Let mortgage, or you might just be wanting to seek knowledgeable Mortgage Advice in Breadsall, our team are here to help you.

Search 1000s of products

Our mortgage advisors in Derby and Breadsall able to find the most suitable mortgage product. When you are happy with our recommendation, we can then proceed with the mortgage application. After that, we will submit your mortgage application to the lender. It is that simple!

With access to a large panel of both specialist and high street lenders, we will search through 1000’s of mortgage products to find the one that is perfect for your circumstance. Furthermore, our team will provide an open & honest service so if you are looking for a better deal and our team feel the product you are on is still perfect for you, our team will recommend to stay with your current product.

7 Days a Week

We strive in providing a service that is flexible for our customers to access. We are available 7 days a week from early in the morning to late at night so you can get in touch with one of our knowledgable Mortgage Advisors at the best time for you. Along with this, we have appointment times that can work around your lifestyle, subject to availability.

We strive in providing our customers with the most suitable mortgage with high level Mortgage Advice so get in touch with our team to see how we can help you on your mortgage journey.

Our Service

Contact your open & honest Mortgage Broker in Derby & Breadsall today if you are looking to kickstart your mortgage journey. Our Mortgage Advisors in Derby aim to support you in achieving your mortgage goals by providing expert Mortgage Advice in Breadsall.

For over 20 years, our reputable Mortgage Broker has dealt with a range of customers all with varying mortgage situations. Therefore, don’t hesitate to get in touch if you feel your situation is too complex as it is very likely our team have encountered it before. Our expert Mortgage Advisors in Derby & Breadsall have the knowledge and experience to help you with your mortgage scenario.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Common Mortgage Questions in Breadsall

We Search 1000s of Mortgages in Breadsall

Derbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

Our Services

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Mortgage Broker in Breadsall

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What are you looking to achieve?

Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Are you a property owner?

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

What type of property are you buying?

Please tell us about your current situation and why it's complicated

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

What is your main source of income?

What is your total household earned income p/a?

Kindly provide your contact details below

Kindly provide your contact details below

Kindly provide your contact details below

Kindly provide your contact details below

Congratulations! You qualify for an appointment.

Congratulations! You qualify for a specialist appointment.

Congratulations! You qualify for an equity release appointment.

Congratulations! You qualify for a bridging loan appointment.

Congratulations! You qualify for a protection review.

Congratulations! You qualify for a secured loan appointment.

Thank you!

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Providing Expert Mortgage Advice in Breadsall

All of our Customers Receive a Free Initial Mortgage Appointment!

Important information

Your Mortgage Options in Breadsall

First Time Buyer Mortgages in Breadsall

Moving Home Mortgages in Breadsall

Buy to Let Mortgages in Breadsall

Remortgaging in Breadsall

Self Employed Mortgages Breadsall

Mortgage Options for Over 50s in Breadsall

Our Simple 4-Step Process

Book Online

Free Initial Mortgage Appointment

Finding a Suitable Product

Submit Your Application

Reasons to Choose Us