Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
Our team of knowledgeable mortgage advisors in Derby can provide the help and guidance you need throughout the process if you are first time landlord or an experienced property investor with a comprehensive portfolio of properties.
Our experience has given us the chance to help a plethora of landlords get a buy to mortgage. With a large panel of lenders available, our team can search through 1000’s of buy to let products to find the most suitable mortgage for you which can be beneficial when you are looking to achieve your investment purchase goals.
In the case where you are looking to purchase your buy to let property via a limited company (Special Purpose Vehicle), our mortgage advice team can use their skills and knowledge to inform you of any options available for you and your situation.
Alongside providing mortgage advice in Derby for standard residential buy to let mortgages in Derby, we can also provide the information and guidance you need for HMOs (House of Multiple Occupancy) and holiday lets, if required.
In the circumstance where you are looking to discuss and compare taxation benefits, you will need to reach out to an expert tax advisor, not a mortgage advisor in Derby.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
For a mortgage, most lenders typically require a deposit of 20-40% of the property value, which can vary depending on your circumstances, such as the size of your property portfolio, credit score, and other factors. These variables also impact the amount you can borrow for a mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
195 5 Star Reviews
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
When considering investing in a rental property, it is important to have a clear idea of your investment goals and the type of mortgage that suits your needs.
Your buy to let mortgage advisor in Cardiff can help you determine your realistic investment goals based on your financial situation and market conditions.
They can also explain the differences between interest-only and repayment mortgages, and help you decide which type of mortgage is most suitable to your investment strategy.
When considering investing in a rental property, it is important to have a clear idea of your investment goals and the type of mortgage that suits your needs.
Our buy to let mortgage advisor in Derby can help you determine your realistic investment goals based on your financial situation and market conditions. They can also explain the differences between interest-only and repayment mortgages, and help you decide which type of mortgage is most suitable to your investment strategy.
If your property purchase offer is accepted, the buy to let mortgage advisor in Derby will submit your full mortgage application to the lender.
This application will include all required documents, such as proof of income and identification. The lender will then assess your projected rental income to ensure you can afford monthly payments and any additional costs, such as maintenance and repairs.
After obtaining your buy to let mortgage and purchasing your rental property, it is important to maintain relevant insurance coverage to protect your investment.
This may include landlord insurance, which can cover you against things like loss of rent and property damage.
Your buy to let mortgage advisor in Derby can help you find the most appropriate insurance coverage for your needs.
If you are thinking about changing up your existing property and turning it into a buy to let in Derby prior to moving home, we would absolutely suggest that you book a free initial mortgage appointment and speak with a trusted mortgage broker in Derby.
Check out our genuine customer reviews to find out why so many landlords reach out to Derbymoneyman when seeking buy to let Mortgage Advice in Derby. Contact us today to book your free Buy to Let mortgage consultation.
As an expert Mortgage Broker in Derby, we are fully aware and constantly updated about the buy to let mortgages criteria and have years of experience helping a lot of landlords find the most suitable mortgage that fits their situation.
As mentioned, we always keep up to date and well informed with the latest buy to let legislation and lending criteria in order to provide the most open and honest Mortgage Advice in Derby.
The service we provide ensures and that all our customers are received the expert support and help they need throughout their mortgage journey.
We know the mortgage journey can be challenging and can have its challenges that can effect the process which is why we provide a helping hand from the start of the process until the end.
7 days a week we are available to ensure we are available at whatever time is best for you. Our team strive to overcome the hurdles that come with buy to let mortgages with some customer journeys being more challenging than others.
As a mortgage broker in Derby, we will be by your side every step of the way to overcome any obstacles and answer any questions you may have.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 32 Reviews
Derbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Derbymoneyman 2009–2026
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Derbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Derbymoneyman 2009–2026
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